Military Insurance Review
Armed Forces Insurance (AFI) Review for Veterans (2026)
Active duty, veterans, National Guard, Reserve, and military families
Underrated military-exclusive insurer. Strong for homeowners and those needing OCONUS coverage.
Key Facts
| Deployment Discount | Yes - varies by policy |
| OCONUS / Overseas Coverage | Yes |
| Products Offered | Home, Auto, Renters, Umbrella |
| BBB Rating | A |
| JD Power Claims Score | Not Rated |
| Avg. Annual Auto Premium | ~$1,180 |
Armed Forces Insurance Pros & Cons
Pros
- Exclusively serves military community - deep understanding of needs
- Overseas/OCONUS coverage available
- Competitive homeowners rates for on-base and off-base housing
Cons
- Smaller company - less brand recognition
- Mobile app less polished than USAA or GEICO
- Not available in all states
Frequently Asked Questions
Active duty, veterans, National Guard, Reserve, and military families. This is a military-exclusive insurer.
Armed Forces Insurance offers a deployment discount of varies by policy when you are deployed.
Armed Forces Insurance offers Home, Auto, Renters, Umbrella insurance products.
Armed Forces Insurance holds an AM Best rating of A. AM Best ratings measure financial strength and ability to pay claims.
Armed Forces Insurance offers coverage for overseas and OCONUS assignments, making it a solid choice for those with international postings.
See How Armed Forces Insurance Compares
Ready to Get Your Armed Forces Insurance Rate?
Takes 2 minutes. Free personalized quote - no spam.
Get AFI Quote