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Military Insurance - Montana

Best Military Insurance in Montana (2026)

Serving 100,000 veterans in Montana - compare rates from top military-focused insurers.

Compare MT Rates Free Check My Eligibility
100,000
Veterans in Montana
25/50/20
Min Auto Liability (MT)
#1
Pick: USAA

Malmstrom AFB in Great Falls is one of three Air Force installations housing Minuteman III ICBMs, making Montana a critical component of the nation's nuclear deterrent posture.

Military Installations in Montana

  • ● Malmstrom AFB
  • ● Montana Air National Guard (Great Falls)
  • ● Montana Army National Guard (Helena)

Personnel stationed at these installations have specific insurance considerations including PCS move coverage, on-base housing requirements, and deployment protection.

Top Military Insurance Picks for Montana (2026)

Ranked for veterans and active duty in Montana based on rates, military discounts, and coverage.

#1 Pick
USAA
4.7/5

Military members, veterans, and their families

Get Your USAA Rate
#2 Pick
GEICO Military
4.3/5

Open to all, with military-specific discounts for active duty and veterans

Get Your GEICO Military Rate
#3 Pick
PenFed
4/5

PenFed Credit Union members (open to all with qualifying association membership)

Get PenFed Insurance Quote

Frequently Asked Questions

  • Montana requires minimum auto liability coverage of 25/50/20 (bodily injury per person / per accident / property damage). Military members often need higher limits especially when driving on base or during PCS moves.

  • Yes, USAA serves eligible members in all 50 states including Montana. If you are stationed at Malmstrom AFB or are a veteran living in Montana, USAA is available to you if you meet their eligibility requirements.

  • For most veterans and active duty in Montana, USAA is the top recommendation if eligible. GEICO Military is the best alternative for those who do not qualify for USAA, offering a 15% military discount available statewide.

  • Montana is home to approximately 100,000 veterans according to VA estimates. The state has a strong military community centered around Malmstrom AFB and Montana Air National Guard (Great Falls).

  • USAA allows seamless coverage transfer during PCS moves with no coverage gaps. GEICO Military also handles PCS transfers easily. When moving to or from Montana, notify your insurer in advance to update your policy to local requirements.

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