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Military Insurance - Washington

Best Military Insurance in Washington (2026)

Serving 590,000 veterans in Washington - compare rates from top military-focused insurers.

Compare WA Rates Free Check My Eligibility
590,000
Veterans in Washington
25/50/10
Min Auto Liability (WA)
#1
Pick: USAA

Washington State hosts JBLM - one of the Army's largest power projection platforms - and Naval Base Kitsap, home to the Pacific Fleet's Trident submarine force.

Military Installations in Washington

  • ● Joint Base Lewis-McChord
  • ● Naval Base Kitsap
  • ● Fairchild AFB
  • ● Naval Air Station Whidbey Island
  • ● Naval Station Everett

Personnel stationed at these installations have specific insurance considerations including PCS move coverage, on-base housing requirements, and deployment protection.

Top Military Insurance Picks for Washington (2026)

Ranked for veterans and active duty in Washington based on rates, military discounts, and coverage.

#1 Pick
USAA
4.7/5

Military members, veterans, and their families

Get Your USAA Rate
#2 Pick
Navy Federal
4.2/5

Navy Federal Credit Union members (military, veterans, DoD employees, families)

Check Navy Federal Rates
#3 Pick
GEICO Military
4.3/5

Open to all, with military-specific discounts for active duty and veterans

Get Your GEICO Military Rate

Frequently Asked Questions

  • Washington requires minimum auto liability coverage of 25/50/10 (bodily injury per person / per accident / property damage). Military members often need higher limits especially when driving on base or during PCS moves.

  • Yes, USAA serves eligible members in all 50 states including Washington. If you are stationed at Joint Base Lewis-McChord or are a veteran living in Washington, USAA is available to you if you meet their eligibility requirements.

  • For most veterans and active duty in Washington, USAA is the top recommendation if eligible. GEICO Military is the best alternative for those who do not qualify for USAA, offering a 15% military discount available statewide.

  • Washington is home to approximately 590,000 veterans according to VA estimates. The state has a strong military community centered around Joint Base Lewis-McChord and Naval Base Kitsap.

  • USAA allows seamless coverage transfer during PCS moves with no coverage gaps. GEICO Military also handles PCS transfers easily. When moving to or from Washington, notify your insurer in advance to update your policy to local requirements.

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