Terms of Service

1. What This Site Is

VeteranPolicyQuotes.com is an independent, informational comparison site. We publish research and editorial comparisons of insurance companies and products that are relevant to military members, veterans, retirees, and their families. We are not an insurance company, agency, broker, or carrier, and we do not sell, bind, underwrite, or service insurance policies.

2. No Affiliation

VeteranPolicyQuotes.com is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs (VA), the U.S. Department of Defense (DoD), any branch of the U.S. military, or any insurance company named on this site, including USAA. Brand names (such as USAA, GEICO Military, Navy Federal, PenFed, Veterans United, and Armed Forces Insurance) are used for comparison and identification purposes only and remain the property of their respective owners.

3. Not Financial, Insurance, or Legal Advice

Content on this site - including ratings, comparisons, calculators, and tool results - is for general informational purposes only. It is not financial advice, insurance advice, or legal advice, and should not be relied on as a substitute for a quote or recommendation from a licensed insurance agent or financial professional. Insurance rates, discounts, and eligibility depend on your individual circumstances and the terms of the specific insurer - always confirm current details directly with the insurer before making a decision.

4. How We Compile Comparisons

Our comparisons and ratings are based on publicly available information (insurer websites, rate filings, J.D. Power and AM Best ratings, and verified customer feedback), evaluated against criteria we describe on our About page. We update our content periodically, but insurer offerings and rates change - the information on this site may not always reflect the most current terms. See our About page's "Editorial Standards" section for how we handle affiliate relationships.

5. Affiliate Relationships

VeteranPolicyQuotes.com participates in affiliate programs with some of the insurance companies reviewed on this site, as disclosed on our About page and Privacy Policy. We may earn a commission if you click a link and purchase a policy, at no additional cost to you. This does not change our editorial ratings.

6. Acceptable Use

You agree to use this site for lawful purposes only and not to misuse our tools, scrape our content for republication, or attempt to disrupt the site's normal operation.

7. Third-Party Links

This site links to third-party insurer websites. We aren't responsible for the content, accuracy, availability, or privacy practices of those external sites.

8. Limitation of Liability

This site and its content are provided "as is" without warranties of any kind. VeteranPolicyQuotes.com is not liable for any loss or damage arising from your use of this site, including decisions made based on comparisons, ratings, or tool results that may not reflect current insurer terms.

9. Changes to These Terms

We may update these Terms periodically. The "Last updated" date above reflects the most recent version. Continued use of the site after changes means you accept the updated Terms.

10. Contact

Questions about these Terms? Reach the VeteranPolicyQuotes.com team through our Contact page.